Life Insurance for Smokers, Quitters and Switchers

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Some of the best prices around. Fixed monthly payments from £5/month.

Product provided by Scottish Friendly

Best Mutual Insurer 2020 & 2021*

Scottish Friendly

How others do it

Most insurers have long treated smokers, vapers and heated tobacco users the same, meaning they pay the same monthly payments as smokers.

The Reviti price difference

How Reviti does it

At Reviti our rates recognise the difference between smokers and those who switch or quit and treat them like the real people they are.

Why Reviti Life Insurance
Something for everyone

Life Insurance for smokers, vapers, quitters and everyone in between

Life Insurance for Smokers

£6

.96/mo

Smokers receive a year's worth of payments back if they quit tobacco, nicotine and vaping altogether for 12 months or more*.

£170K

cover amount

20

years cover

Monthly premium based on a smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

* You must have paid 12 months’ payments on time. Terms and Conditions apply

Life Insurance for vapers

£6

.46/mo

User of vapes or e-cigarettes? Be rewarded with cheaper monthly payments at Reviti.

£170K

cover amount

20

years cover

Monthly premium based on a vaper, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for heated tobacco users

£6

.12/mo

Reviti recognises heated tobacco users are different to smokers and your monthly payments will reflect that.

£170K

cover amount

20

years cover

Monthly premium based on a heated tobacco user, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for ex-smokers

£5

.47/mo

If you have already made the best choice and quit tobacco, nicotine and vaping altogether for more than 12 months, you will receive our ex-smoker rates.

£170K

cover amount

20

years cover

Monthly premium based on an ex-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for non-smokers

£5

.24/mo

Our policies are designed to motivate smokers to quit, but we also have competitive prices for non-smokers looking to get cover.

£170K

cover amount

20

years cover

Monthly premium based on a non-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Something for everyone

Life Insurance for smokers, vapers, quitters and everyone in between

* You must have paid 12 months’ payments on time. Terms and Conditions apply

Life Insurance for Smokers

£6

.96/mo

Smokers receive a year's worth of payments back if they quit tobacco, nicotine and vaping altogether for 12 months or more*.

£170K

cover amount

20

years cover

Monthly premium based on a smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for vapers

£6

.46/mo

User of vapes or e-cigarettes? Be rewarded with cheaper monthly payments at Reviti.

£170K

cover amount

20

years cover

Monthly premium based on a vaper, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for heated tobacco users

£6

.12/mo

Reviti recognises heated tobacco users are different to smokers and your monthly payments will reflect that.

£170K

cover amount

20

years cover

Monthly premium based on a heated tobacco user, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for ex-smokers

£5

.47/mo

If you have already made the best choice and quit tobacco, nicotine and vaping altogether for more than 12 months, you will receive our ex-smoker rates.

£170K

cover amount

20

years cover

Monthly premium based on an ex-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for non-smokers

£5

.24/mo

Our policies are designed to motivate smokers to quit, but we also have competitive prices for non-smokers looking to get cover.

£170K

cover amount

20

years cover

Monthly premium based on a non-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

REfreshing

Quotes in seconds. Covered in minutes. No Hassles.

RElax

No medical exams. Zero paperwork. No complicated forms.

REassure

Early payout claim for terminal illness. 99% of claims paid.**

Reviti Rewards a better lifestyle

Live Better. Get Payback.

Quitting tobacco and nicotine is tough; we get that, but Reviti is here to help you achieve your goal.

We’ll give you 12 months’ Life Insurance payments back if you quit tobacco, nicotine and vaping altogether for 12 months or more*, as well as seek to reduce your monthly payments in line with your new status.

More about Reviti Payback

12 Months Payback
About Reviti

Life Insurance you can trust

Product provided by Scottish Friendly

For over 150 years, Scottish Friendly has been passionate about making insurance available to everyone, and Reviti shares that passion.**

A mutual company

Scottish Friendly is owned by and run for the benefit of their 500,000+ members.

99.5% of claims paid

In 2019 Scottish Friendly paid 99.5% of all Life Insurance claims.***

Reviti gives you peace of mind

What you get with Reviti

Receive a lump sum payout if you were to die during the term of your policy

Learn about Life Insurance

We'll be there when you need us, offering an early payout claim should you develop a terminal illness

Learn about Terminal Illness Cover

Get a quick quote in 60 seconds

Life’s too short to waste time on long forms, it takes just 10 minutes to get covered.