Terms of Use

Terms of Use

Reviti Limited website terms of use

Reviti Limited website terms of use

You have been guided here in connection with your use of an internet site that is operated by Reviti Limited. That company ("Reviti", “we”, “us”, “our”) has identified itself to you, and given its name and contact details, in the site in connection with which you have been guided here (we refer to that site as “this” site).

This document describes how we offer the site for your use. By using this site, you accept these terms.


Reviti affiliates

Reviti International Sarl, is our parent company. We are thus a “Reviti affiliate”. Similarly, each other company that is directly or indirectly controlled by Reviti International Sarl is also a “Reviti affiliate”. Philip Morris International Inc. is our ultimate parent company.



This site may contain links to other sites: some are operated by Reviti affiliates; others by third parties. The links may expose you to content that you may find offensive or objectionable. We provide the links solely for your convenience: we are not responsible for those sites (for example, for their use, content, products or services). Those sites will have their own terms of use, which we suggest you review if you visit any. You may not frame, link or deep-link this site to any other without our prior written consent. If you wish to ask us about this, see our contact details below.


About this site

We operate this site for advertising and marketing purposes to promote and arrange life insurance. We also provide general information about ourselves, our affiliates and other features we are able to offer, or introduce to, Reviti customers.


Accuracy, completeness and timeliness of information on this site

To the extent that material on this site describes company reports, performance, or company positions or views, we provide it only for general information. We do not promise that it is accurate, complete, or current. You should not rely upon it or use it as the basis for making significant decisions. You should consult primary, more accurate, more complete, and more current sources of information. This site may contain certain historical information. Historical information is not necessarily current and we provide it for your reference only. We reserve the right to modify this site at any time, but we have no obligation to update it. It is your responsibility to monitor any such changes.

We provide financial information on this site, which we provide only for general information and it does not constitute financial advice. You should therefore not rely on any financial information provided on this site as financial advice or a recommendation that a policy is appropriate for your circumstances. You should consult a financial advisor if you need financial advice.


Use of material from this site

This site (including all its contents) is our property, or the property of our licensors. It is protected by copyright, trademark and other laws of the UK, USA, Switzerland and other countries. We make it available to you to only to browse through it and download and print copies of material on it, and this only for your personal, non-public, non-commercial use, and provided you do not remove any notices (such as copyright notices) on the materials. You may not otherwise use any material on this site. In particular, you may not modify or distribute any such material (including making it available on-line, selling, transmitting, copying or displaying it).



This site features logos and other trademarks and service marks that are our property, or the property of our licensors. This site may also include trademarks or service marks of third parties. All these trademarks are the property of their respective owners. You may not use or display them unless you first obtain the written permission of the trademark owner.


Intellectual property rights of others

We respect the intellectual property rights of others, and we request that our visitors do the same. If you think that someone has copied your work in a manner that constitutes copyright infringement, please contact us at the address provided below.


Uploading content

When you use this site to upload content (“Uploaded Content”), or contact other users, you must comply with our Acceptable Use Policy.

We will treat Uploaded Content as non-confidential and non-proprietary. You grant us an irrevocable, non-exclusive, perpetual, royalty-free, sublicensable, transferable right to use Uploaded Content (including downloading, copying, and storing) for the purpose of providing the site.

We accept no liability for loss of Uploaded Content or for any subsequent distribution or use. You may request us to remove Uploaded Content from the site, but you accept that this will not always be possible or practicable, particularly where third party-controlled media are involved.


Cookies and similar technologies

To the extent that in providing the site we use cookies and similar technologies, we do so as described in our Cookie preferences.


Personal information

To the extent that in providing the site we collect and use any personal information about you, we do so as described in our Privacy Notice.


Your login details

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat that information as confidential. You must not disclose it to any third party.

We have the right to disable any user accounts at any time if, in our reasonable opinion, you have failed to comply with any of the provisions of these Terms of Use and/or if we believe that your account is being used in an unauthorised or fraudulent manner.

If you know or suspect that anyone other than you has or is likely to access your user account, you must promptly notify us. Following such notification, you may be required to set up a new account with a new email address.


Technical limits

Although we do our best to make the site informative, we provide it on an “as is” and “as available” basis. We also provide the site only for domestic, private use. It is solely your responsibility to ensure that it is suitable for your purposes.

We reserve the right to restrict or terminate your access to the site or any part of it at any time.

If you download any material from this site, or follow any links from it, you do so at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

If any Reviti affiliate gives you advice or information, whether oral or written, through or from the site, this will not constitute a warranty. The operation of the site depends upon the effective functioning of third party equipment and services (for example, the internet, your device, your web browser, and so on). We do not guarantee these and will not be liable for them.

If you cause a technical disruption of the site or of the systems transmitting it, you will be responsible for all losses, liabilities, damages, costs and expenses (including reasonable attorneys’ fees and court costs) arising from that disruption.


Limit of liability

We do not exclude or limit our liability for matters in respect of which the law does not permit us to do so. Typically, these matters include liability for death or personal injury caused by our negligence, for fraudulent misrepresentation, or for gross negligence.

We accept no liability as to the suitability, satisfactory quality or fitness of the site in meeting your needs and we exclude all express or implied promises, warranties, conditions or guarantees, including:

  • that access to the site will be uninterrupted or error-free;
  • that the site or the computer server from which it is made available are free of viruses or other harmful components; and
  • in relation to the accuracy, content, timeliness, completeness, reliability, quality or suitability of any content the site makes available.

We will not be liable to you for any loss or damage (for example, to your computer hardware, software or data) caused by technologically harmful material (for example, a virus, or a distributed denial-of-service attack) in connection with your use of our site (including accessing any content, site or app on or via it).

Further, we will not be liable to you for any special, indirect, punitive or consequential losses or damages, or any loss of data, profits, sales, revenues, business, business opportunity, revenue, reputation or goodwill.



The laws of England and Wales govern these Terms of Use and your use of the site. It is technically possible for you to obtain access to this site from any country in the world, and we have no practical ability to prevent such access. We designed this site to comply with the laws of England and Wales. Reviti affiliates operate in various countries throughout the world and comply with the laws of the countries in which they operate. If any material on this site, or your use of it, is contrary to the laws where you are, we do not intend you to use the site, and we ask you not to use it.


Updates to these Terms of Use

We reserve the right, at our complete discretion, to change these terms and conditions at any time by posting revised terms on the site. It is your responsibility to check periodically for any changes we may make to these terms and conditions. Your continued use of this site following the posting of changes to these terms or other policies means you accept the changes.


How to contact us

If you have any questions or concerns, or wish to exercise any of your rights, please communicate with us through our Contact Us page (we ask for your e-mail address and name in order to reply to your message) or write to us at: Reviti Limited, One New Change, 4th Floor, London, EC4M 9AF, United Kingdom.